Is North Texas officially shifting toward a buyer’s market?
(📸 Suggested Image: Dallas skyline at sunset with “Fall 2025 Housing Update” overlay)
If you’ve been following the North Texas real estate market this year, you’ve noticed things are starting to look different.
Homes are sitting longer, inventory’s up, and sellers are finally negotiating again.
As of September 2025, data from the MetroTex Association of REALTORS® shows that the DFW market is stabilizing after several years of aggressive growth — and that’s great news for serious, strategic buyers.
📊 Dallas County Snapshot — September 2025
(📸 Suggested Image: Infographic of Dallas County metrics)
- Median Price: $364,823 (⬇ 0.1 % YoY)
- Active Listings: 8,003 (⬆ 18.5 %)
- Closed Sales: 1,581 (⬇ 2.7 %)
- Days on Market: 87 total (10 days longer than 2024)
- Months of Inventory: 4.8 (↑ from 4.0)
💡 Takeaway: Homes are sitting longer, and inventory is approaching a balanced 5 months — buyers have breathing room and leverage again.
📈 Collin County Snapshot — September 2025
(📸 Suggested Image: Frisco–Prosper aerial or Legacy West street scene)
- Median Price: $449,990 (⬇ 6.3 %)
- Active Listings: 6,513 (⬆ 38.1 %)
- Closed Sales: 1,475 (⬆ 11.9 %)
- Months of Inventory: 4.6 (↑ from 3.6)
Collin County is seeing more listings and slightly softer prices, but stronger buyer activity — proof that realistic pricing brings buyers back.
📊 Tarrant County Snapshot — September 2025
(📸 Suggested Image: Fort Worth skyline or Southlake Town Square)
- Median Price: $347,000 (Flat YoY)
- Active Listings: 6,998 (⬆ 9.8 %)
- Closed Sales: 1,882 (⬆ 8.4 %)
- Months of Inventory: 3.8 (↑ from 3.5)
Tarrant County continues to balance affordability with job growth — a sweet spot for first-time and relocation buyers.
💹 The Texas Stock Exchange: A Game Changer for Dallas
(📸 Suggested Image: Rendering or stock photo of Dallas financial district)
This summer, the Texas Stock Exchange (TXSE) officially launched its trading operations from Downtown Dallas, backed by major investment firms and Fortune 500 partnerships.
Why it matters:
- Brings thousands of new finance and tech jobs to the region.
- Fuels luxury housing demand in Uptown, Victory Park, and Deep Ellum.
- Strengthens DFW’s position as the financial capital of the South.
Paired with corporate expansions in Collin, Denton, and Tarrant counties, the TXSE adds another pillar to Dallas’s long-term growth story.
🏙️ North Texas Growth Highlights
(📸 Suggested Image: Universal Studios Texas construction site or Prosper aerial)
Major Developments to Watch
- Universal Studios Texas (Prosper): Under construction, opening 2026 — boosting land values across Prosper, Frisco, and Celina.
- Goldman Sachs Campus (Downtown Dallas): 800,000 sq ft, 5,000 jobs by 2027.
- Caterpillar HQ (Irving): Strengthens Las Colinas’ corporate appeal.
- Charles Schwab (Westlake): 7,000 employees anchored in Tarrant County.
- Toyota & Texas Instruments expansions: Plano and Richardson continue to lead in tech and semiconductors.
- PGA Frisco & Legacy West: Keep driving luxury residential and retail growth.
💡 What This Means for Buyers & Sellers
Buyers
Inventory ↑ 20–40 %, sellers motivated, and the Fed hinting at rate cuts → you have options.
Focus on homes sitting 60–90 days — those sellers are ready to deal.
Sellers
Buyers are more selective.
Well-staged, move-in-ready homes still sell fast — but price strategically and present flawlessly.
💰 Mortgage Market Update — October 2025
(📸 Suggested Image: Mortgage chart or loan paperwork close-up)
Rates are trending slightly lower this week following cooler-than-expected inflation data and widespread expectations that the Federal Reserve will cut its benchmark rate soon.
|
Program |
Rate |
APR |
Est. Payment |
|
15-Year Fixed |
5.375 % |
5.672 % |
$2,659 / mo |
|
30-Year Fixed |
5.990 % |
6.238 % |
$1,965 / mo |
|
Jumbo 30-Year |
5.875 % |
6.056 % |
$5,323 / mo |
|
FHA 30-Year |
5.700 % |
6.685 % |
$1,771 / mo |
|
VA 30-Year |
5.625 % |
6.032 % |
$1,828 / mo |
📍 Source: Guaranteed Rate · October 24, 2025
💬 Market Perspective
All eyes are on the Fed — with two rate cuts likely by year-end, mortgage rates could slide further heading into 2026.
Buyer affordability is improving, and now’s the time to focus on what you can control: affordability, preparation, and timing.
When rates drop again, we’ll simply refinance.
🔮 Outlook Heading Into 2026
Economists forecast gradual rate relief as inflation cools.
Expect a more active spring market once the Fed cuts.
👉 Buyers: Lock in leverage now.
👉 Sellers: Prep listings for early 2026 activity.
🎯 Dustin’s Take
North Texas isn’t cooling — it’s correcting into a smarter, more balanced market that rewards strategy and timing.
Whether you’re in Lake Highlands (75238), Richardson (75080), East Dallas (75218), or Prosper (75078), your next move deserves precision and expertise.
Let’s make it happen.
📞 Contact & Connect
Dustin Merritt, Realtor® ABR | ICONIC Real Estate
📍 Serving Lake Highlands · East Dallas · Richardson · Bishop Arts · Kessler Park · Prosper · Frisco
📞 214-642-1375
❓ FAQ (Voice + AI Search Optimized)
Q: Is Dallas becoming a buyer’s market?
A: Yes — inventory is up 20–40 %, days-on-market longer, and sellers are offering incentives.
Q: Will mortgage rates drop in 2026?
A: Likely — the Fed is expected to cut rates this winter and again next spring.
Q: How does the Texas Stock Exchange impact DFW real estate?
A: It adds thousands of jobs and drives housing demand in Dallas’s core and northern suburbs.
Q: Where are buyers finding the best value right now?
A: East Dallas (75218), Lake Highlands (75238), and Richardson (75080/75081) offer strong value vs. Frisco and Prosper.
Q: Should I buy now or wait?
A: If you find the right home now, buy it — you can always refinance later as rates ease.
(📸 Suggested Closing Image: Smiling buyers with “Sold” sign in front of a Lake Highlands home)
